Branch Public Liability Insurance

Introduction

Branches organise a range of activities, both social as well as business, at which members of the branch committee, members of the branch, and also the general public in the form of visitors or guests, are involved or attend.

In the event that accidents do occur, Public Liability Insurance has been taken out with the Norwich Union Assurance Society to provide cover in the event of action being taken against branch officers as a result of injury or damage. This insurance cover is limited to the sum of £2,000,000.

Definitions

The following is a guide to the type of social and business activities which are covered under the policy:

Branch social activities include:

• Branch meetings and quiz nights
• Branch technical, site, social and other visits
• Dinner-dances, dinners, lunches etc.
• Other social functions
• Golfing and sporting events
• Tombolas, raffles and other fund-raising activities

Branch business activities include:

• Seminars, courses and other such events for which a registration fee is charged
• Any other activity for which a charge is made

If branches intend to organise any other type of activity it is strongly advised that contact is made with the Treasurer, Roger Allen, so that the Institute’s insurance broker can be consulted.